I don't think they can hack. Maybe they can steal passwords using keyloggers and trojans to grab your password. I think it's very hard nowadays to hack an MSN account. Anyway, I doubt that there's no one who can hack, I'm sure there's a few ppl who know how to do it, but they just keep it for themselves, maybe that's why they work at MSN or other companies.
Of course, changing your password montly reduces the risk, but as long as you are the only user of your computer and you don't login to you account from other pc's it's safe enought for me. At least, that's what I do and I've never been hacked!
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